Monday, April 2, 2012
Sunday, January 8, 2012
Bank of india clerk interview questions :
1)Where was the Head Quarters of
Bank of india located ?
A)Bandra (East),Mumbai.
A)Bandra (East),Mumbai.
2)Who is the Chairman of Bank of
india ?
A) Shri. Alok Kumar Misra
A) Shri. Alok Kumar Misra
3) When did the bank came into
existence ?
A) 7th September, 1906
A) 7th September, 1906
4) What was the Bank of india
initial name?
A)
A)
5) When was nationalised Bank of
india?
A) July 1969
A) July 1969
6) Bank of india Line ?
A) “Banking services with an attitude of care and concern for the customers and patrons”
A) “Banking services with an attitude of care and concern for the customers and patrons”
7) could you tell about Network of
Bank of india?
A) The Bank has 3101 branches in India spread over all states/ union territories including 141 specialised branches. These branches are controlled through 48 Zonal Offices . There are 29 branches/ offices (including three representative offices) abroad.
A) The Bank has 3101 branches in India spread over all states/ union territories including 141 specialised branches. These branches are controlled through 48 Zonal Offices . There are 29 branches/ offices (including three representative offices) abroad.
8)Why do you choose clerk job as
your career ?
A)You just say, “Job Security and Job in Bank of India is a privilege and it is a service to nation”
A)You just say, “Job Security and Job in Bank of India is a privilege and it is a service to nation”
9)What do you think of the
responsibilities / duties of a clerk job in the banking sector ?
10)How do you prove yourself as a
successful employee ?
11)Tell us about yourself ?
A)Introduce yourself , your education, your current job,etc in a short and sweet manner.
A)Introduce yourself , your education, your current job,etc in a short and sweet manner.
12)Tell us about your schooling
background ?
13)Tell us about your academic
career ?
14)What are your hobbies ?
15)What are the primary functions of
a commercial bank ?
A)The primary functions of a commercial bank include:
a) accepting deposits; and
b) granting loans and advances
A)The primary functions of a commercial bank include:
a) accepting deposits; and
b) granting loans and advances
16)What are the salient features of
Indian Banking Sector ?
17)Can you explain the reforms that
taken place in the Indian banking industry ?
A) The Narasimham Committee laid the foundation for the reformation of the Indian banking sector.Constituted in 1991, the Committee submitted two reports, in 1992 and 1998, which laid significant thrust on enhancing the efficiency and viability of the banking sector.
A) The Narasimham Committee laid the foundation for the reformation of the Indian banking sector.Constituted in 1991, the Committee submitted two reports, in 1992 and 1998, which laid significant thrust on enhancing the efficiency and viability of the banking sector.
18)What are the functions of Reserve
Bank of India ?
A)Mainly the functions of RBI are classified as follows:
Bank of Issue
Banker to Government
Bankers’ Bank and Lender of the Last Resort
Controller of Credit
Custodian of Foreign Reserves
Supervisory functions
Promotional functions
A)Mainly the functions of RBI are classified as follows:
Bank of Issue
Banker to Government
Bankers’ Bank and Lender of the Last Resort
Controller of Credit
Custodian of Foreign Reserves
Supervisory functions
Promotional functions
19)Tell some of the Qualitative
methods used by RBI for credit control in the country ?
20)Tell some of the Quantitative
methods used by RBI for credit control in the country ?
21)What is Bank rate ?
A) A Bank rate is the interest rate that is charged by a country’s central or federal bank on loans and advances to control money supply in the economy and the banking sector. This is typically done on a quarterly basis to control inflation and stabilize the country’s exchange rates. A fluctuation in bank rates triggers a ripple-effect as it impacts every sphere of a country’s economy. For instance, the prices in stock markets tend to react to interest rate changes. A change in bank rates affects customers as it influences prime interest rates for personal loans.
A) A Bank rate is the interest rate that is charged by a country’s central or federal bank on loans and advances to control money supply in the economy and the banking sector. This is typically done on a quarterly basis to control inflation and stabilize the country’s exchange rates. A fluctuation in bank rates triggers a ripple-effect as it impacts every sphere of a country’s economy. For instance, the prices in stock markets tend to react to interest rate changes. A change in bank rates affects customers as it influences prime interest rates for personal loans.
22)What is Cash Reserve Ratio – CRR?
A)The Cash Reserve Ratio (CRR) refers to the liquid cash that banks have to maintain with the Reserve Bank of India (RBI) as a certain percentage of their demand and time liabilities. For example if the CRR is 10% then a bank with net demand and time deposits of Rs 1,00,000 will have to deposit Rs 10,000 with the RBI as liquid cash.
A)The Cash Reserve Ratio (CRR) refers to the liquid cash that banks have to maintain with the Reserve Bank of India (RBI) as a certain percentage of their demand and time liabilities. For example if the CRR is 10% then a bank with net demand and time deposits of Rs 1,00,000 will have to deposit Rs 10,000 with the RBI as liquid cash.
23)What is Statutory Liquidity Ratio
– SLR ?
A)Statutory Liquidity Ratio refers to the amount that the commercial banks require to maintain in the form of cash, or gold or govt. approved securities before providing credit to the customers. Statutory Liquidity Ratio is determined and maintained by the Reserve Bank of India in order to control the expansion of bank credit.
A)Statutory Liquidity Ratio refers to the amount that the commercial banks require to maintain in the form of cash, or gold or govt. approved securities before providing credit to the customers. Statutory Liquidity Ratio is determined and maintained by the Reserve Bank of India in order to control the expansion of bank credit.
24)What is Repo rate ?
A)Whenever the banks have any shortage of funds they can borrow it from the central bank. Repo rate is the rate at which our banks borrow currency from the central bank. A reduction in the repo rate will help banks to get Money at a cheaper rate. When the repo rate increases borrowing from the central bank becomes more expensive.The Reverse repo rate is the rate at which the central bank borrows from the banks, while the Repo rate is the rate at which the banks borrow from the central bank.
A)Whenever the banks have any shortage of funds they can borrow it from the central bank. Repo rate is the rate at which our banks borrow currency from the central bank. A reduction in the repo rate will help banks to get Money at a cheaper rate. When the repo rate increases borrowing from the central bank becomes more expensive.The Reverse repo rate is the rate at which the central bank borrows from the banks, while the Repo rate is the rate at which the banks borrow from the central bank.
25)Can you explain the terms
National bank, Scheduled bank, Commercial bank, Cooperative bank, Private bank,
Foreign bank ?
26)What Is Inflation?
A)Inflation is increase in price of products & decrease in value of money.
A)Inflation is increase in price of products & decrease in value of money.
27) Difference between Repo rate and
Bank rate?
A)The Main difference between Repo rate and Bank rate is that Repo rate is the discounting offered by the RBI on the monetary bill hold by the Banks
A)The Main difference between Repo rate and Bank rate is that Repo rate is the discounting offered by the RBI on the monetary bill hold by the Banks
28))Important Terms?
SLR – Statutory liquidity ratio
CRR - Cash reserve ratio
Repo rate - It is the rate at which RBI lends money to Banks.
Reverse Repo Rate – It is the rate at which Banks park their funds with RBI
Bank Rate – It is the rate at which RBI lends money to Banks.
Call money rate - It is the rate of interest charged by the banks for temporary borrows among banks Ledger
Tender Money – Currency issued by RBI Optional Money – Cheques, DDs, Bankers Cheques
Plastic Money – Credit card, Debit card Credit card is ready made overdraft in e-form for buying goods and services by the card holder within specified limits and according to terms and conditions of the issuer Bank without having any account. Debit card is e-Cheque which can be used within the limits of the credit in the account associated with it for financial transactions.
Core Banking – Networking of Banks for providing any where any time Banking is called Core Banking.
Merchant Bank provides capital to firms in the form of shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of big firms, companies, business entities.
Business Banking looks after needs of medium level business firms, entities, individuals.
Retail banking focuses to provide services to individuals.
Private banking focuses to provide services to high net worth individuals.
Lead Banking focuses on providing all type of financial services.
Narrow Banking focuses on a particular sector like Mortgage, Auto Finance etc.
SLR – Statutory liquidity ratio
CRR - Cash reserve ratio
Repo rate - It is the rate at which RBI lends money to Banks.
Reverse Repo Rate – It is the rate at which Banks park their funds with RBI
Bank Rate – It is the rate at which RBI lends money to Banks.
Call money rate - It is the rate of interest charged by the banks for temporary borrows among banks Ledger
Tender Money – Currency issued by RBI Optional Money – Cheques, DDs, Bankers Cheques
Plastic Money – Credit card, Debit card Credit card is ready made overdraft in e-form for buying goods and services by the card holder within specified limits and according to terms and conditions of the issuer Bank without having any account. Debit card is e-Cheque which can be used within the limits of the credit in the account associated with it for financial transactions.
Core Banking – Networking of Banks for providing any where any time Banking is called Core Banking.
Merchant Bank provides capital to firms in the form of shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of big firms, companies, business entities.
Business Banking looks after needs of medium level business firms, entities, individuals.
Retail banking focuses to provide services to individuals.
Private banking focuses to provide services to high net worth individuals.
Lead Banking focuses on providing all type of financial services.
Narrow Banking focuses on a particular sector like Mortgage, Auto Finance etc.
29)What is a bank?
A) A bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money. It is an institution for receiving, keeping, and lending money.
A) A bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money. It is an institution for receiving, keeping, and lending money.
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Canara bank clerk interview
questions:
1)Where was the Head Quarters of
Canara Bank located ?
A)Canara Bank, Head Office, Bangalore
A)Canara Bank, Head Office, Bangalore
2)Who is the Chairman of Canara Bank
?
A) Mr S Raman
A) Mr S Raman
3) When did the bank came into
existence ?
A) July 1906, at Mangalore
A) July 1906, at Mangalore
4) What was the Canara bank initial
name?
A) Initially the name was ‘Canara Bank Hindu Permanent Fund’Later changed as ‘Canara Bank Ltd.’ in 1910 and became Canara Bank in 1969 after nationalization.
A) Initially the name was ‘Canara Bank Hindu Permanent Fund’Later changed as ‘Canara Bank Ltd.’ in 1910 and became Canara Bank in 1969 after nationalization.
5) When was nationalised Canara
bank?
A) Nationalization in the year 1969
A) Nationalization in the year 1969
6) Canara bank Line ?
A) “Global Bank with Best Practices”
A) “Global Bank with Best Practices”
7) could you tell about Network of
Canara bank?
A) Canara bank with 3057 branches and over 2000 ATMs, catering to all segments of an ever growing clientele base of over 37.5 million.
A) Canara bank with 3057 branches and over 2000 ATMs, catering to all segments of an ever growing clientele base of over 37.5 million.
8)Why do you choose clerk job as
your career ?
A)You just say, “Job Security and Job in Canara bank is a privilege and it is a service to nation”
A)You just say, “Job Security and Job in Canara bank is a privilege and it is a service to nation”
9)What do you think of the
responsibilities / duties of a clerk job in the banking sector ?
10)How do you prove yourself as a
successful employee ?
11)Tell us about yourself ?
A)Introduce yourself , your education, your current job,etc in a short and sweet manner.
A)Introduce yourself , your education, your current job,etc in a short and sweet manner.
12)Tell us about your schooling
background ?
13)Tell us about your academic
career ?
14)What are your hobbies ?
15)What are the primary functions of
a commercial bank ?
A)The primary functions of a commercial bank include:
a) accepting deposits; and
b) granting loans and advances
A)The primary functions of a commercial bank include:
a) accepting deposits; and
b) granting loans and advances
16)What are the salient features of
Indian Banking Sector ?
17)Can you explain the reforms that
taken place in the Indian banking industry ?
A) The Narasimham Committee laid the foundation for the reformation of the Indian banking sector.Constituted in 1991, the Committee submitted two reports, in 1992 and 1998, which laid significant thrust on enhancing the efficiency and viability of the banking sector.
A) The Narasimham Committee laid the foundation for the reformation of the Indian banking sector.Constituted in 1991, the Committee submitted two reports, in 1992 and 1998, which laid significant thrust on enhancing the efficiency and viability of the banking sector.
18)What are the functions of Reserve
Bank of India ?
A)Mainly the functions of RBI are classified as follows:
Bank of Issue
Banker to Government
Bankers’ Bank and Lender of the Last Resort
Controller of Credit
Custodian of Foreign Reserves
Supervisory functions
Promotional functions
A)Mainly the functions of RBI are classified as follows:
Bank of Issue
Banker to Government
Bankers’ Bank and Lender of the Last Resort
Controller of Credit
Custodian of Foreign Reserves
Supervisory functions
Promotional functions
19)Tell some of the Qualitative
methods used by RBI for credit control in the country ?
20)Tell some of the Quantitative
methods used by RBI for credit control in the country ?
21)What is Bank rate ?
A) A Bank rate is the interest rate that is charged by a country’s central or federal bank on loans and advances to control money supply in the economy and the banking sector. This is typically done on a quarterly basis to control inflation and stabilize the country’s exchange rates. A fluctuation in bank rates triggers a ripple-effect as it impacts every sphere of a country’s economy. For instance, the prices in stock markets tend to react to interest rate changes. A change in bank rates affects customers as it influences prime interest rates for personal loans.
A) A Bank rate is the interest rate that is charged by a country’s central or federal bank on loans and advances to control money supply in the economy and the banking sector. This is typically done on a quarterly basis to control inflation and stabilize the country’s exchange rates. A fluctuation in bank rates triggers a ripple-effect as it impacts every sphere of a country’s economy. For instance, the prices in stock markets tend to react to interest rate changes. A change in bank rates affects customers as it influences prime interest rates for personal loans.
22)What is Cash Reserve Ratio – CRR?
A)The Cash Reserve Ratio (CRR) refers to the liquid cash that banks have to maintain with the Reserve Bank of India (RBI) as a certain percentage of their demand and time liabilities. For example if the CRR is 10% then a bank with net demand and time deposits of Rs 1,00,000 will have to deposit Rs 10,000 with the RBI as liquid cash.
A)The Cash Reserve Ratio (CRR) refers to the liquid cash that banks have to maintain with the Reserve Bank of India (RBI) as a certain percentage of their demand and time liabilities. For example if the CRR is 10% then a bank with net demand and time deposits of Rs 1,00,000 will have to deposit Rs 10,000 with the RBI as liquid cash.
23)What is Statutory Liquidity Ratio
– SLR ?
A)Statutory Liquidity Ratio refers to the amount that the commercial banks require to maintain in the form of cash, or gold or govt. approved securities before providing credit to the customers. Statutory Liquidity Ratio is determined and maintained by the Reserve Bank of India in order to control the expansion of bank credit.
A)Statutory Liquidity Ratio refers to the amount that the commercial banks require to maintain in the form of cash, or gold or govt. approved securities before providing credit to the customers. Statutory Liquidity Ratio is determined and maintained by the Reserve Bank of India in order to control the expansion of bank credit.
24)What is Repo rate ?
A)Whenever the banks have any shortage of funds they can borrow it from the central bank. Repo rate is the rate at which our banks borrow currency from the central bank. A reduction in the repo rate will help banks to get Money at a cheaper rate. When the repo rate increases borrowing from the central bank becomes more expensive.The Reverse repo rate is the rate at which the central bank borrows from the banks, while the Repo rate is the rate at which the banks borrow from the central bank.
A)Whenever the banks have any shortage of funds they can borrow it from the central bank. Repo rate is the rate at which our banks borrow currency from the central bank. A reduction in the repo rate will help banks to get Money at a cheaper rate. When the repo rate increases borrowing from the central bank becomes more expensive.The Reverse repo rate is the rate at which the central bank borrows from the banks, while the Repo rate is the rate at which the banks borrow from the central bank.
25)Can you explain the terms
National bank, Scheduled bank, Commercial bank, Cooperative bank, Private bank,
Foreign bank ?
26)What Is Inflation?
A)Inflation is increase in price of products & decrease in value of money.
A)Inflation is increase in price of products & decrease in value of money.
27) Difference between Repo rate and
Bank rate?
A)The Main difference between Repo rate and Bank rate is that Repo rate is the discounting offered by the RBI on the monetary bill hold by the Banks
A)The Main difference between Repo rate and Bank rate is that Repo rate is the discounting offered by the RBI on the monetary bill hold by the Banks
28))Important Terms?
SLR – Statutory liquidity ratio
CRR – Cash reserve ratio
Repo rate – It is the rate at which RBI lends money to Banks.
Reverse Repo Rate – It is the rate at which Banks park their funds with RBI
Bank Rate – It is the rate at which RBI lends money to Banks.
Call money rate – It is the rate of interest charged by the banks for temporary borrows among banks Ledger
Tender Money – Currency issued by RBI Optional Money – Cheques, DDs, Bankers Cheques
Plastic Money – Credit card, Debit card Credit card is ready made overdraft in e-form for buying goods and services by the card holder within specified limits and according to terms and conditions of the issuer Bank without having any account. Debit card is e-Cheque which can be used within the limits of the credit in the account associated with it for financial transactions.
Core Banking – Networking of Banks for providing any where any time Banking is called Core Banking.
Merchant Bank provides capital to firms in the form of shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of big firms, companies, business entities.
Business Banking looks after needs of medium level business firms, entities, individuals.
Retail banking focuses to provide services to individuals.
Private banking focuses to provide services to high net worth individuals.
Lead Banking focuses on providing all type of financial services.
Narrow Banking focuses on a particular sector like Mortgage, Auto Finance etc.
SLR – Statutory liquidity ratio
CRR – Cash reserve ratio
Repo rate – It is the rate at which RBI lends money to Banks.
Reverse Repo Rate – It is the rate at which Banks park their funds with RBI
Bank Rate – It is the rate at which RBI lends money to Banks.
Call money rate – It is the rate of interest charged by the banks for temporary borrows among banks Ledger
Tender Money – Currency issued by RBI Optional Money – Cheques, DDs, Bankers Cheques
Plastic Money – Credit card, Debit card Credit card is ready made overdraft in e-form for buying goods and services by the card holder within specified limits and according to terms and conditions of the issuer Bank without having any account. Debit card is e-Cheque which can be used within the limits of the credit in the account associated with it for financial transactions.
Core Banking – Networking of Banks for providing any where any time Banking is called Core Banking.
Merchant Bank provides capital to firms in the form of shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of big firms, companies, business entities.
Business Banking looks after needs of medium level business firms, entities, individuals.
Retail banking focuses to provide services to individuals.
Private banking focuses to provide services to high net worth individuals.
Lead Banking focuses on providing all type of financial services.
Narrow Banking focuses on a particular sector like Mortgage, Auto Finance etc.
29)What is a bank?
A) A bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money. It is an institution for receiving, keeping, and lending money.
A) A bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money. It is an institution for receiving, keeping, and lending money.
Tuesday, November 22, 2011
Bank papers
1. The Foreign Exchange Reserve of India are kept in the custody of……
(A) World Bank
(B) International Monetary Fund
(C) Prime Minister Rahat Kosh
(D) Reserve Bank of India
(E) None of these
Ans. (D) Reserve Bank of India
2. The Reserve Bank of India issues coins and notes of various denominations. At present RBI does not issue coins of which of the following denominations ?
(A) 10 paise
(B) 20 paise
(C) 25 paise
(D) 50 paise
(E) 1·00 Rupee
Ans. (B) 20 paise
3. The European Union has adopted which of the following as a common currency ?
(A) Dollar
(B) Dinar
(C) Yen
(D) Peso
(E) Euro
Ans. (E) Euro
4. Various Banks in the country have installed machines which disburse money to general public. These machines are called……
(A) Coin dispensing machines
(B) ATMs
(C) Debit Card Machines
(D) Ledger Machines
(E) None of these
Ans. (B) ATMs
5. Which of the following names is not associated with the insurance business in India ?
(A) Bajaj Allianz
(B) LIC
(C) GIC
(D) Tata AIG
(E) GE Money
Ans. (E) GE Money
6. Commodity Exchanges at various places in India are trading in many metals like gold, silver, etc. Many times we read in newspapers that gold no more has emained the highest trading option and has been replaced by a non-traditional metal known as……
(A) copper
(B) steel
(C) zinc
(D) white gold
(E) None of these
Ans. (D) white gold
7. Which of the following is known as Plastic money ?
1. Demand Draft
2. Credit Card
3. Debit Card
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) All 1, 2 and 3
Ans. (D) Both 2 and 3
8. Many a time we see a term in newspapers ‘IPO’. What is the full form of the same ?
(A) Indian Public Offer
(B) Institutional Purchase
(C) Industrial Purchase Order
(D) Indian Purchase Offer
(E) Initial Public Offer
Ans. (E) Initial Public Offer
9. Many a times we read in financial newspapers a term/name NMCEX. What is the full form of the same ?
(A) New Multi Capital Exchange
(B) National Medium Commodity Exchange
(C) National Multi Commodity Exchange
(D) Net Marketable Commodity Exchange
(E) None of these
Ans. (C) National Multi Commodity Exchange
10. Many Banks these days are entering into business of offering loans against property. This business of the banks can be categorized under which of the following heads of banking ?
(A) Corporate Banking
(B) Personal Banking
(C) Merchant Banking
(D) Portfolio Management Service
(E) None of these
Ans. (B) Personal Banking
11. Which of the following organizations/banks has done a commendable work in the field of micro finance and was awarded Nobel Prize also in the past ?
(A) Gramin Bank of Bangladesh
(B) CRY
(C) ASHA
(D) NABARD
(E) None of these
Ans. (A) Gramin Bank of Bangladesh
12. Nobel Prizes are not given for the performance in the area of…
(A) Literature
(B) Physics
(C) Chemistry
(D) Music
(E) Medical Science
Ans. (D) Music
13. In which of the following Hindi films has actor Shahrukh Khan played the role of a Hockey Coach ?
(A) Guru
(B) Chak De India
(C) Om Shanti Om
(D) Jab We Met
(E) None of these
Ans. (B) Chak De India
14. Which of the following countries has not made any significant investment in India ?
(A) Japan
(B) USA
(C) Nepal
(D) Britain
(E) France
Ans. (C) Nepal
15. Which of the following is considered an informal method of getting credit/finance ?
(A) Internet Banking
(B) Branch visits
(C) Going to money lenders
(D) Tele Banking
(E) All of these
Ans. (C) Going to money lenders
16. Which amongst the following nations is not a member of the SAARC ?
(A) Bangladesh
(B) Bhutan
(C) Nepal
(D) Maldives
(E) South Africa
Ans. (E) South Africa
17. Which of the following indexes is developed to measure life expectancy, level of literacy, education and standard of living of people in a country ?
(A) Inflation
(B) Sensex
(C) Human Development Index
(D) SLR
(E) None of these
Ans. (C) Human Development Index
18. Which of the following is not a Public Sector Unit/Undertaking/Agency ?
(A) ECGC
(B) SEBI
(C) SIDBI
(D) Axis Bank
(E) BHEL
Ans. (B) SEBI
19. Which of the countries represent letter ‘C’ in the category known as BRIC countries ?
(A) Canada
(B) Chile
(C) Cuba
(D) Croatia
(E) China
Ans. (E) China
20. Who amongst the following addresses the nation on the Independence Day from the ramparts of the Red Fort, Delhi ?
(A) President of India
(B) UPA Chairperson
(C) Speaker of the Lok Sabha
(D) Prime Minister of India
(E) None of these
Ans. (D) Prime Minister of India
21. Which of the following awards is given for excellence in the field of sports ?
(A) Kalidas Samman
(B) Dhyanchand Award
(C) Shram Vir Award
(D) Shanti Swarup Bhatnagar Award
(E) None of these
Ans. (B) Dhyanchand Award
22. Which of the following does not represent the name of a bank working in India ?
(A) YES
(B) HDFC
(C) TATA
(D) Kotak Mahindra
(E) Axis
Ans. (C) TATA
23. Twenty-20 matches are played in the game of……
(A) Hockey
(B) Football
(C) Badminton
(D) Tennis
(E) Cricket
Ans. (E) Cricket
24. Which of the following deals between India and one major country was put on a hold for some time as India is finding difficult to implement it ?
(A) 123 Pact with USA
(B) Fifth generation fighter plane deal with Russia
(C) Heavy Water deal with Iran
(D) Border talks with China
(E) None of these
Ans. (A) 123 Pact with USA
25. Which of the following is a type of tax levied by the Govt. on goods and services ?
(A) SAT
(B) NET
(C) PAN
(D) VAT
(E) None of these
Ans. (D) VAT
26. As per the news appeared in some major newspapers India is number two in getting ‘PE’. What is the full form of ‘PE’ as used in the financial world ?
(A) Professional and Ecofriendly
(B) Profitable Equity
(C) Profitable and Economical
(D) Private and Economical
(E) Private Equity
Ans. (E) Private Equity
27. Many a times we read in newspapers about ‘Financial Inclusion’. What does it really mean ? [Pick up correct statement(s)]
1. Allow the merger and acquisition of banks so that only few big banks exist and continue to cater to the need of corporate sector.
2. Expending the network of banks in such a way that people from lower strata of society also get the benefit of services provided by banks.
3. Providing Insurance cover to each and every citizen so that he/she can live a healthy and long life.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans. (B) Only 2
28. Which of the following organizations recently issued some guidelines related to ‘Participatory Notes’ as used in financial world ?
(A) RBI
(B) IRDA
(C) SEBI
(D) AMFI
(E) None of these
Ans. (C) SEBI
29. Heavy Water is normally used by which of the following industries ?
(A) Nuclear Power generation plants
(B) Pharma Industry
(C) Paper Industry
(D) Sugar plants
(E) None of these
Ans. (A) Nuclear Power generation plants
30. As per news items published in various newspapers, Italy has offered its help in developing ‘SMEs’ in India. What is the full form of ‘SME’ ?
(A) Small and Monopolistic Economy
(B) Small and Medium Enterprises
(C) Speedy and Mechanical
(D) Small and Medium Level Economy
(E) None of these
Ans. (B) Small and Medium Enterprises
31. Which of the following statements about the ‘exports’ from India is true ?
1. Exports are showing good rate of growth.
2. Exports are growing in volume but still they are poorer than imports in terms of value.
3. Exports are not improving the way they were growing two years back.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3 are correct
(E) None of these
Ans. (C) Only 3
32. Which of the following countries for the first time elected a lady as its President recently ?
(A) Argentina
(B) China
(C) New Zealand
(D) Russia
(E) None of these
Ans. (A) Argentina
33. The Govt. of India keeps on clearing the proposal of setting up new SEZs at several places. What does the letter ‘S’ represent in the ‘SEZ’ ?
(A) Soft
(B) Small
(C) Special
(D) Supportive
(E) None of these
Ans. (C) Special
34. Which of the following is not a foodgrain ?
(A) Wheat
(B) Rice
(C) Maize
(D) Jowar
(E) Cotton
Ans. (E) Cotton
35. Who amongst the following was made the Chairman of the National Land Reforms Council ?
(A) Smt. Sonia Gandhi
(B) Arjun Singh
(C) Pranav Mukherjee
(D) Kamal Nath
(E) Manmohan Singh
Ans. (E) Manmohan Singh
36. Various Govt. agencies/organizations are given responsibilities for implementing various policies/decisions of the Govt. of India. Policies about credit flow to the agricultural/priority sector are framed/implemented through which of the following apex bodies ?
(A) ECGC
(B) NABARD
(C) UTI
(D) IDBI Bank
(E) None of these
Ans. (B) NABARD
37. As we read every then and now the Monetary and Credit Policy is reviewed and changes/corrections are made frequently. Who amongst the following exactly takes this decision in India ?
(A) Deputy Chairman, Planning Commission
(B) Prime Minister
(C) Finance Minister
(D) Chairman Finance Commission
(E) None of these
Ans. (E) None of these
38. The World Bank sanctioned Rs. 18,000 crores to which of the following states for its Poverty Alleviation Programme ?
(A) Karnataka
(B) Gujarat
(C) Maharashtra
(D) Uttar Pradesh
(E) None of these
Ans. (D) Uttar Pradesh
39. The UNO has declared year 2008 as the year of……
(A) AIDS Prevention
(B) Potato
(C) Water Harvesting
(D) Social Justice to Children
(E) None of these
Ans. (B) Potato
40. Who amongst the following is the author of the book ‘Pakistan– The Gathering Storms’ ?
(A) Benazir Bhutto
(B) Parvez Musharraf
(C) Arun Shourie
(D) Arun Gandhi
(E) None of these
Ans. (A) Benazir Bhutto
41. Which of the following is not a gallantry Award ?
(A) Vir Chakra
(B) Jeevan Raksha Padak
(C) Ashok Chakra
(D) Mahavir Chakra
(E) Saraswati Samman
Ans. (E) Saraswati Samman
42. Which of the following states has approved sharing Neyyar Irrigation Project water with Tamil Nadu ?
(A) Karnataka
(B) Andhra Pradesh
(C) Kerala
(D) Maharashtra and Karnataka
(E) None of these
Ans. (C) Kerala
43. Which of the following is not a foreign bank working in India ?
(A) HSBC
(B) Barclays
(C) Standard Chartered
(D) Yes Bank
(E) All are foreign banks
Ans. (D) Yes Bank
44. Who amongst the following is the Chairman of the 13th Finance Commission ?
(A) Bimal Jalan
(B) Y. V. Reddy
(C) C. Rangarajan
(D) Vijay Kelkar
(E) None of these
Ans. (D) Vijay Kelkar
45. India has the least or negligible trade relations with …………
(A) Japan
(B) Britain
(C) South Africa
(D) Uganda
(E) Iran
Ans. (D) Uganda
46. Your friend has received a sum of Rs. 10000 from his grandparents. He wants to deposit this sum in a bank under a condition of not to withdraw fully or partially for at least two years. He will be needed to open which type of account in the bank ?
(A) Small savings account
(B) Current account
(C) Fixed deposit account
(D) Demat account
(E) None of these
Ans. (C) Fixed deposit account
47. Recently, this was in news that ASEAN is an association of ……
(A) Commonwealth nations
(B) SAARC nations
(C) South-Eastern Asian nations
(D) Oil-exporting nations
(E) African nations
Ans. (C) South-Eastern Asian nations
48. Names of two important persons are often visible in newspapers/magazines/electronic media. These names are Dr. C. Rangarajan and Dr. Bimal Jalan. Which of the following facts are identical in the life of both these two persons ?
(A) Both are principal economic advisors to the Prime Minister
(B) Both are the Members of the Lok Sabha
(C) Both are the former Governors of RBI
(D) Both were the Finance Ministers of India
(E) There is nothing similar in both
Ans. (C) Both are the former Governors of RBI
49. Which of the following places of West Bengal was in news recently, since some violent incidences took place due to an attempt of agricultural land aquisition for industrial purposes ?
(A) Khadakpur
(B) Nandigram
(C) Howrah
(D) Bolepur
(E) None of these
Ans. (B) Nandigram
50. In accordance with the reports published in the papers/magazines, the Government of India and some NGOs have declared/started some projects to help/ to provide relief to the farmers in general and specially to perplexed farmers. Which of the following is not such a plan ?
(A) Crop insurance plan
(B) E-Chaupal
(C) Subsidy for chemical fertilizers
(D) Reconstruction of watershade/water-bodies
(E) Mid-day meal
Ans. (E) Mid-day meal
digits are there in number ‘36725918’
each of which has as many digits between them in the number as when the digits
are arranged in descending order within the numbers ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)
2. What should come next in the following number series
?(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)
6 8 8 1 2 6 8 6 1 2 3 6 8 8 1 2 3 4 6 8 6 1 2 3 4 5 6 8 ?
(A) 6
(B) 1
(C) 4
(D) 8
(E) None of these
Ans : (D)
3. In a certain code PAGE is written as ‘3%7@’, SORE is written as 8©9@. How is ‘PEAS’ written in that code ?
(A) 3@©8
(B) 3@%9
(C) 3@%8
(D) 3%@8
(E) None of these
Ans : (C)
4. If ‘@’ means ‘x, ‘©’ means ‘÷’, ‘%’ means ‘+’ and ‘$’ means ‘–’ then ………
6 % 12 © 3 @ 8 $ 3 = ?
(A) 37
(B) 35
(C) 39
(D) 33
(E) None of these
Ans : (B)
5. In a certain code ‘MOUSE’ is written as ‘PRUQC’. How is ‘SHIFT’ written in that code ?
(A) VKIRD
(B) VKIDR
(C) VJIDR
(D) VIKRD
(E) None of these
Ans : (B)
6. How many meaningful English words can be made with the letters ‘OEHM’ using each letter only once in each word ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (B)
7. Among A, B, C, D and E each scoring different marks in a test, C scored more than D but not as much as E. E scored more than A who scored less than B. Who score third highest marks ?
(A) B
(B) A
(C) C
(D) Data inadequate
(E) None of these
Ans : (D)
8. ‘K’ walked 5 metre towards North, took a left turn and walked for 10 metre. He then took a right turn and walked for 20 metre, and again took right turn and walked 10 metre. How far he is from the starting point ?
(A) 20 metre
(B) 15 metre
(C) 25 metre
(D) 30 metre
(E) None of these
Ans : (C)
9. Pointing to a girl, Mr. Suraj said “she is the only daughter of my father’s son-in-law”. How is the girl related to Mr. Suraj ?
(A) Niece
(B) Cousin
(C) Sister
(D) Daughter
(E) Cannot be determined
Ans : (A)
10. Sneha correctly remembers that her father’s birthday is before 16th June but after 11th June whereas her younger brother correctly remembers that their father’s birthday is after 13th June but before 18th June and her elder brother correctly remembers that their father’s birthday is on an even date. On what date in June is definitely their father’s birthday ?
(A) Sixteenth
(B) Twelfth
(C) Fourteenth or Sixteenth
(D) Data inadequate
(E) None of these
Ans : (E)
11. How many such digits are there in the number ‘37152869’ each of which is as far away from the beginning of the number as when the digits are arranged in ascending order within the number ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)
12. How many such pairs of letters are there in the word ‘CONFIRM’ each of which has as many letters between them in the word as in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)
13. ‘KN’ is related to ‘QT’ in the same way as ‘DG’ related to ……….
(A) JN
(B) IM
(C) JM
(D) IN
(E) IL
Ans : (C)
Directions—(Q. 14–16) Following questions are based on the five three-digit numbers given below :
518 849 365 783 291
14. If the positions of first and third digits in each number are interchanged, which of the following will be the second digit of third highest number ?
(A) 1
(B) 4
(C) 8
(D) 9
(E) 6
Ans : (E)
15. If the first digit in all the numbers starting with an even digit is replaced by a number preceding it, then which of the following will be the sum of the first digit of the resulting highest and the lowest numbers ?
(A) 4
(B) 8
(C) 7
(D) 6
(E) 13
Ans : (E)
16. If the positions of the first and the second digits in each number are interchanged, which of the following will be the second highest number ?
(A) 849
(B) 365
(C) 783
(D) 291
(E) 518
Ans : (C)
Directions–(Q. 17–22) Study the following arrangement carefully and answer the questions given below.
Q 9 K # P @ 3 E N S A C ? G © U M 7 F I V % 4 Z 8 Y
17. If all the numbers are dropped from the above arrangement, which of the following will be the seventeenth from the right end ?
(A) E
(B) P
(C) I
(D) C
(E) @
Ans : (E)
18. Which of the following is the sixth to the left of the fifth to the left of ‘V’ ?
(A) 3
(B) A
(C) N
(D) S
(E) None of these
Ans : (D)
19. Which of the following is the eighth to the right of the fourteenth from the left end of the above arrangement ?
(A) V
(B) 4
(C) %
(D) E
(E) None of these
Ans : (C)
20. Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a group. Which is the one that does not belong to that group ?
(A) IM%
(B) CNG
(C) 3#N
(D) UGC
(E) GAU
Ans : (D)
21. How many such symbols are there in above arrangement, each of which is immediately preceded by an alphabet and immediately followed by a number ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)
22. How many such vowels are there in the above arrangement, each of which is immediately preceded by a number and immediately followed by a consonant ?
(A) None
(B) One
(C) Three
(D) Two
(E) None of these
Ans : (B)
Directions—(Q. 23–28) In each of the questions below are given four statements followed by three conclusions numbered I, II and III. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.
23. Statements :
All coins are glasses.
Some glasses are cups.
Some cups are boxes.
All boxes are pins.
Conclusions :
I. Some coins are cups.
II. Some pins are glasses.
III. Some cups are pins.
(A) None follows
(B) Only I follows
(C) Only III follows
(D) Only II and III follow
(E) None of these
Ans : (C)
24. Statements :
Some pens are pencils.
All pencils are caps.
All caps are buses.
Some buses are trains.
Conclusions :
I. Some trains are caps.
II. Some pens are buses.
III. Some pencils are trains.
(A) Only I follows
(B) Only II follows
(C) Only I and III follow
(D) None follow
(E) All I, II and III follow
Ans : (B)
25. Statements :
All shirts are skirts.
All skirts are banks.
All banks are roads.
All roads are brushes.
Conclusions :
I. All banks are skirts.
II. All roads are banks.
III. Some brushes are shirts.
(A) Only I follows
(B) Only III follows
(C) Only I and III follow
(D) All I, II and III follow
(E) None follows
Ans : (B)
26. Statements :
Some fishes are plates.
Some plates are spoons.
Some spoons are plants.
All plants are crows.
Conclusions :
I. Some plates are crows.
II. Some crows are spoons.
III. Some plants are spoons.
(A) Only I follows
(B) Only I and II follow
(C) None follows
(D) Only II and III follow
(E) Either I or III follows
Ans : (D)
27. Statements :
Some eggs are hens.
Some hens are ducks.
All ducks are pigeons.
All pigeons are sparrows.
Conclusions :
I. All ducks are sparrows.
II. No egg is duck.
III. Some sparrows are hens.
(A) Only I follows
(B) Only I and II follow
(C) Only III follows
(D) Only I and III follow
(E) All I, II and III follow
Ans : (D)
28. Statements :
No man is tiger.
No tiger is cat.
Some cats are lions.
Some lions are tigers.
Conclusions :
I. Some tigers are cats.
II. Some cats are men.
III. Some lions are men.
(A) None follows
(B) Only III follows
(C) Only I and II follow
(D) Only I follows
(E) Only II and III follow
Ans : (A)
Directions—(Q. 29–33) In the following questions, the symbols @, ©, $, % and * are used with the following meaning as illustrated below—
‘P © Q’ means P is not smaller than Q
‘P * Q’ means P is not greater than Q
‘P @ Q’ means P is neither greater than nor smaller than Q
‘P $ Q’ means P is neither smaller than nor equal to Q
‘P % Q’ means P is neither greater than nor equal to Q
Now in each of the following questions assuming the given statements to be true, find which of the conclusions I, II, III and IV given below them is/are definitely true and give your answers accordingly.
29. Statements :
K © L, L % O, O @ M, M * N
Conclusions : I. N © O
II. M $ L
III. K * N
IV. L @ N
(A) Only II is true
(B) Only I and II are true
(C) Only I is true
(D) Either I or II is true
(E) None is true
Ans : (B)
30. Statements :
A * B, B $ C, C % D, D © E
Conclusions : I. D $ A
II. B $ D
III. E % C
IV. A @ E
(A) Only I is ture
(B) Only either I or II is true
(C) Only I and IV are true
(D) None is true
(E) Only IV is true
Ans : (D)
31. Statements :
F $ P, P @ R, R © S, S % T
Conclusions : I. R % F
II. S * P
III. P © T
IV. S % F
(A) Only I, II and III are true
(B) Only I and II are true
(C) Only III and IV are true
(D) Only I, II and IV are true
(E) All are true
Ans : (D)
32. Statements :
G % H, H * I, I $ J, J @ K
Conclusions : I. G % I
II. G % J
III. K $ I
IV. H * J
(A) Only I is true
(B) Only II is true
(C) Only I, II and III are true
(D) Only either I or II and III are true
(E) All are true
Ans : (A)
33. Statements :
V @ W, W % X, X * Y, Y $ Z
Conclusions : I. Z $ X
II. Y © V
III. W % Y
IV. Y @ W
(A) Only I and III are true
(B) Only II is true
(C) Only III is true
(D) None is true
(E) Only III and IV are true
Ans : (C)
Directions–(Q. 34–40) Study the following information carefully and answer the questions given below.
A, B, C, D, E, F, G and H are sitting around a circle facing the centre. C is fourth to the left of F who is fifth to right of E. D is third to the right of A who is not immediate neighbour of E of F. B is third to left of H who is not immediate neighbour of E.
34. Four of the following five are alike in a certain way based on their positions in the above sitting arrangement and so form a group. Which is the one that does not belong to that group ?
(A) HFE
(B) DCG
(C) BHF
(D) AEF
(E) CGB
Ans : (D)
35. Who is between D and E ?
(A) C
(B) B
(C) A
(D) Data inadequate
(E) None of these
Ans : (B)
36. Which of the following pairs are sitting between A and D ?
(A) FB
(B) GB
(C) FG
(D) FE
(E) GE
Ans : (C)
37. Who is third to the right of E ?
(A) B
(B) F
(C) D
(D) G
(E) None of these
Ans : (E)
38. Who is to the immediate right of A ?
(A) G
(B) B
(C) F
(D) Data inadequate
(E) None of these
Ans : (A)
39. What is D’s position with respect to B ?
(a) Immediate right
(b) Fourth to the right
(c) Third to the left
(d) Immediate left
(A) Only (a)
(B) Only (b)
(C) Only (b) and (c)
(D) Only (d)
(E) Only either (a) or (d)
Ans : (D)
40. In which of the following pairs is the first person sitting to the immediate left of the second person ?
(A) CH
(B) GA
(C) BD
(D) FG
(E) None of these
Ans : (A)
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